Given the fact that health insurance is probably not going to cover you, what options do you have for financing cosmetic surgery? Well, the first is the simplest. Identify the cosmetic surgeon you want to do your procedure and get an estimate. Save up for the procedure and go have it done. An alternative to this approach is making monthly payments to your cosmetic surgeon. They usually will not agree to perform the procedure until all payments have been made, but at least it requires you to put money toward the procedure each month, to wit, a bit of disciplined saving.

The great thing about capitalism is there is always a company waiting to fill a void. In the case of cosmetic surgery, there are more than a few that will provide financing for you. The financing comes in the form of an un-secured loan and is usually paid back over five years. The best way to locate such companies is ask your cosmetic surgeon. He or she can recommend the best company and identify any specials then being offered on financing.

The cost of plastic surgery is rarely something for the faint. Most procedures will run you thousands of dollars. Although your health insurance will not cover it, financing for plastic surgery is readily available.

About the author:

Alien writes for skin diseases . He also writes for skin care and free home remedies

Title: TUMMY TUCK

Author: californiasurgicalinstitute

Article: TUMMY TUCK (Abdominoplasty) this flattens the stomach, helps stretched muscles/skin after pregnancy and those who have lost a great deal of weight. The procedure removes excess skin from the middle and lower abdomen, tightening abdominal wall muscles. BHT:You have a reputation for doing the bestTummyTuck in BeverlyHills . Dr. Smaili: I do a high lateral tension Tummy Tuck and the belly button procedure is basically flawless. Unlike the traditional Tummy Tuck, my incision scar is straight, very low and easily concealed under a bikini. I combine Liposculpture on the sides to shape the waist. Approximately 90% of the tummy tucks I do are referrals from patients whose tummy tucks I have already done. NOSE SURGERY (Rhinoplasty) reshapes, reduces or increases the size of the nose, changes the shape of the tip or the bridge, narrows the span of the nostrils, changes the angle between nose and upper lip and corrects birth defects, injury or relieves some breathing problems. BHT: I'm certain you've seen your share of 'cookie cutter' noses--no matter the shape or the size of the face the surgeon puts the same nose on everyone. What's your take on nose in proportion to face? Dr. Smaili: People comment on beautiful eyes, lips, cheeks...everything except 'nose' unless it doesn't fit the face. I don't imitate a nose that someone sees in a magazine or try to make a 'beautiful' nose. I make a subtle nose that fits the rest of the face. When a patient realizes that is our goal--that's when they have the best results. The noses that I perform are closed technique meaning that there are no scars anywhere. FACE SURGERY (Rhytidectomy) age, gravity, sun exposure and stress take a toll. Deep creases form, the jawline sags and fat deposits appear. A Face Lift can't stop the aging process, but it can turn back the clock by removing fat, tightening muscles, and re-draping skin on the face and neck. Many times a Face Lift in conjunction with a Forehead/Eye Lift or nose reshaping provides themaximum aesthetic results. BHT: What combination procedures are producing the best results for people in their mid years? Dr. Smaili: It's important to see the face as a unit. I have patients look in a mirror and then, tell me what bothers them the most. For instance, you can't just do an Upper-Eye Lift expecting good results on a person who also needs a Forehead Lift. I do Brow Lift in conjunction with Upper-Eye Lift because an Upper-Eye Lift can change the position of the brow. I do Mid-Face Lift in conjunction with Lower-Eye Lift. A crucial part in any Face Lift is the condition of the skin envelope (skin tone). Therefore, I put patients on a regiment of prescription strength skin products for wrinkles, pigmentation and to generate new skin. Fat transfer from the leg works well to augment portions of the face such as deep folds on the sides of the mouth and under the eye. In some cases I also combine Thread-Lifting. BREAST LIFT SURGERY (Mastopexy) pregnancy, nursing, and gravity take their toll on a woman's breasts and skin looses elasticity, shape and firmness. Breast Lift reshapes sagging breasts and reduces the size of the areola (dark skin surrounding the nipple). Small breasts or those which have lost volume are helped with the addition of breast implants, inserted in conjunction with mastopexy. BHT: Breast Lift and Breast Augmentation are separate procedures. But, do you ever combine the two to achieve a better aesthetic result? Dr. Smaili: Yes. I also do a special Internal Vertical Breast Lift that leaves the outside skin underneath the breast intact. Thismakes all the difference in how natural the breast looks after the surgery. New Year 2007 BEVERLY HILLS TIMES 9 Before After After After Before Before Considering A Face or Body Makeover? CONSIDER THIS! BHT: In L.A. 'age appropriate' has little meaning for those seeking a nip here or tuck there. In your opinion what is a reasonable age when someone can consider 'updating' their look? Dr. Smaili: There is no specific age. It depends how a person feels about themselves. In my opinion no one needs plastic surgery unless they feel it will help. A surgeon has to be upfront with a patient regarding realistic expectation then, decide whether or not that patient understands realistic result. BHT: In a city overflowing with plastic/cosmetic surgery offices, how does one go about making the correct decision when choosing a plastic surgeon? Dr. Smaili: Anyone that is considering plastic surgery has to do his/her homework. A person can go to our website (www.CaliforniaSurgicalInstitute.com) and check links that directly connect to a surgeon's credentials. Any surgeon being considered must be a Plastic Surgeon. There are numerous surgeons who say that they are Board Certified Cosmetic Surgeons...but they are not recognized by the American Board of sub-specialties. Ask to see before/after photos. Get testimonials from other patients who already have had surgery. Chat rooms on websites exist that offer unbiased opinions/remarks from patients. A surgeon's qualification should top the list. BHT: Realistic Expectation shouldn't be just for a patient, but also apply to the surgeon. Just because a surgeon does a fabulous face doesn't necessarily mean he does fabulous breasts. How can one judge the best 'hands-on' surgeon for a particular procedure? Dr. Smaili: Most surgeons will be honest as to their specialty. Plastic surgeons have big egos, but it's vitally important to get a plastic surgeon whose ego does not overshadow his surgical ability. If I believe that I can't achieve the best result on a tough case--I have no problem sending that patient to a physician whom I believe can do a better job. BHT: People go in for plastic surgery and expect to come out looking young. No matter how good a plastic surgeon is no one 50 or 60 is going to look 20 ever again. What do you say to people whose expectations are completely unrealistic? Dr. Smaili: Part of our job is to know when not to operate. It's important for patients to realize that 'perfection' comes with improvement. As long as the patient is looking for realistic improvement and the surgeon sees that then...the patient and surgeon will both be happy. QA Considering A Face or Body Makeover? CONSIDER THIS! BHT: In L.A. 'age appropriate' has little meaning for those seeking a nip here or tuck there. In your opinion what is a reasonable age when someone can consider 'updating' their look? Dr. Smaili: There is no specific age. It depends how a person feels about themselves. In my opinion no one needs plastic surgery unless they feel it will help. A surgeon has to be upfront with a patient regarding realistic expectation then, decide whether or not that patient understands realistic result. BHT: In a city overflowing with plastic/cosmetic surgery offices, how does one go about making the correct decision when choosing a plastic surgeon? Dr. Smaili: Anyone that is considering plastic surgery has to do his/her homework. A person can go to our website (www.CaliforniaSurgicalInstitute.com) and check links that directly connect to a surgeon's credentials. Any surgeon being considered must be a Plastic Surgeon. There are numerous surgeons who say that they are Board Certified Cosmetic Surgeons...but they are not recognized by the American Board of sub-specialties. Ask to see before/after photos. Get testimonials from other patients who already have had surgery. Chat rooms on websites exist that offer unbiased opinions/remarks from patients. A surgeon's qualification should top the list. BHT: Realistic Expectation shouldn't be just for a patient, but also apply to the surgeon. Just because a surgeon does a fabulous face doesn't necessarily mean he does fabulous breasts. How can one judge the best 'hands-on' surgeon for a particular procedure? Dr. Smaili: Most surgeons will be honest as to their specialty. Plastic surgeons have big egos, but it's vitally important to get a plastic surgeon whose ego does not overshadow his surgical ability. If I believe that I can't achieve the best result on a tough case--I have no problem sending that patient to a physician whom I believe can do a better job. BHT: People go in for plastic surgery and expect to come out looking young. No matter how good a plastic surgeon is no one 50 or 60 is going to look 20 ever again. What do you say to people whose expectations are completely unrealistic? Dr. Smaili: Part of our job is to know when not to operate. It's important for patients to realize that 'perfection' comes with improvement. As long as the patient is looking for realistic improvement and the surgeon sees that then...the patient and surgeon will both be happy.